Kredit Pintar is a provider mortgage-free cash loan application that can be accessed through Google Play Store.
Get 5 minutes instant disbursement loan funds only using Indonesian ID Card.
Online fund application available in 24 hours, anytime and anywhere.
Simple, loan repayment can be done monthly via various available channels.
Trusted online cash loan app that is registered and supervised by the Indonesia Authorities of Financial Service (OJK).
Loan Interests
Get a mortgage-free cash loan, instant and safe process in your hand.
Loan amount
Loan amount available from Rp 600.000,- until Rp 1.800.000 in a one time-transaction.
Improve the credit history and get up to 5 million Rupiahs, 10 million Rupiahs, until 20 million Rupiahs loan without mortgage.
Loan Tenor
Stress-free, repayment can be done in monthly installment or per 28 days.
Loan Interests
Get a mortgage-free cash loan, instant and safe process in your hand.
Loan amount
Loan amount available from Rp 600.000,- until Rp 1.800.000 in a one time-transaction.
Improve the credit history and get up to 5 million Rupiahs, 10 million Rupiahs, until 20 million Rupiahs loan without mortgage.
How to Repay Kredit Pintar Repayment
Your payment status will be updated automatically in the application
Check your bill in 'Bill' menu
Click 'Pay'
Choose 'Virtual Account' as the payment method
Choose the bank name that you use
Copy the virtual account and paste in the Bank application or Internet Banking that you use
Input the bill nominal displayed in Kredit Pintar application
Click 'OK' to finish your transaction
Payment successfully done!
Your payment status will be updated automatically in the application
Check your bill in 'Bill' menu
Kredit Pintar Borrower Qualifications
To apply for a cash loan with instant disbursement in Kredit Pintar, the customers must obey the qualifications as below:
1. Indonesia Citizen
2. Age between 18-55 years old or at least 22 years old, maximum 60 years old
3. Has a valid Indonesian ID Card
4. Bank account that is synchronized with Indonesian ID Card
5. Live in Indonesia
6. Fulfill another necessary data and documents
Easy, Reliable, and Instant: Ways to apply for a loan in Kredit Pintar
How to Increase Your Credit Limit
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Apply for your first loan
Repay on time
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Apply for a bigger loan amount
Refer Smart Credit app to friends
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Apply for your first loan
Credit Up Benefits
By increasing the credit limit of the loan in Smart Credit, you can get:
Higher loan limit
Get a loan of up to Rp 20 million with flexible tenor and low interest.
Better loan offers
Get up to Rp 20 million loan limit with flexible tenor and lower interest rate.
Exclusive vouchers
Get vouchers up to Rp 500.000.
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Higher loan limit
Get a loan of up to Rp 20 million with flexible tenor and low interest.
Better loan offers
Get up to Rp 20 million loan limit with flexible tenor and lower interest rate.

Get Exclusive Deal

Subscribe for Exclusive Voucher and Promo, tips and news
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