It shouldn’t come as a surprise that online loans (pinjaman uang online) are becoming more common nowadays. With plenty of options to get loans, it is more crucial than ever to know which institutions are reliable. The Financial Services Authority of Indonesia, or more commonly known as OJK, can be the defining standards to start from.
One financial company that you should know about is Kredit Pintar. PT Kredit Indonesia, a rising fintech brand, has the mission to improve the general welfare of the country by making short-term loans easily accessible. Thanks to its innovative AI technology, you can now take money loans using only a mobile app.
Its main selling point is the fact that collaterals are not required! Indeed, “pinjaman online tanpa agunan” as it is known in Indonesian can be quite difficult to find. Especially one that is reliable, safe and approved by official government agencies. Today, let us take a deeper look into Kredit Pintar and why you might want to consider using their services.
Reliable Loans Without Collateral (Pinjaman Online Tanpa Agunan)
Most loans that are widely available would require the borrower to guarantee it with a valuable possession. The collateral could be a car, savings account, jewelry, or even house. While this protects the borrower, the problem is that people who need the loans are unable to get their money. That’s why unsecured loans can be great!
One of the main benefits is that the process is much quicker and less complicated, so that you can access the money in a matter of hours (or even minutes). Without having to promise your assets, this system is also safer for you.
Approved by OJK
We understand that choosing where to apply for online loans can be tricky. Yes, finding the right place that offers excellent benefits while being safe and reliable is not simple. That is where the Financial Services Authority of Indonesia come into play. It is much easier to trust services from a company that has been granted full authority and approval from a government
Additionally, applying for loans, or pinjaman uang, will never be more convenient than this. Just download the app from the Play Store and complete the registration process. All you need is a valid Indonesian ID Card and bank account, and everything else is quite straightforward.
In terms of paying back what you borrow, an email and text notification will ensure that you don’t miss the due date. This can be done via mobile or internet banking, Alfamart stores or regular ATM transfers. Installation payment is also possible, without additional interest, which makes the entire process even less intimidating.
At the end of the day, the choice is in your hands. Loans (pinjaman uang) can be a huge factor in your personal finance, so it is imperative to choose the right lender. In this case, we highly recommend Kredit Pintar as an OJK endorsed fintech company. It’s easy, simple and quick. Not to mention that there is no need for collaterals (pinjaman online tanpa agunan)!