Advantages of Funding Money in the Field of Lending Fintech

13 May 2018 by Edwin, Last edit: 21 Jun 2021


The purpose of investing is to make a profit. For that reason, Sobat Pintar should choose low-risk money funding but give a definite advantage and profits.

There are several types of funding that are often chosen by the people in Indonesia, namely funding in the areas of:

  • Property
  • Education
  • Insurance
  • And Sale and Purchase Goods

However, few people know the lending business. In other words, take advantage of the money you have to lend to people in need of a loan.

This business benefits from interest on loans that you can fully enjoy. Business and funding for this kind of money are very profitable because:

  • Gain profit constantly and periodically
  • Not complicated and easy to do

But this business has a big weakness, namely:

  1. Simply Difficult to Find the Eligible Receiving Loan
    It is easy to find people who want to apply for a loan, but it is difficult to determine whether the person is eligible to be loaned or not.

    Luckily, Kredit Pintar has a credit scoring system to determine who are potential borrowers that aren’t problematic.

  2. Nominal Loans Larger than Money that Sobat Pintar Have
    Of course there is a limit for Sobat Pintar money, meanwhile, the loan is often more than the owned money. Therefore, Sobat Pintar often has to refuse the loan because the loan is too big.

Fintech Lending

But in this increasingly modern era, the above problems should be solved. There are many digital technology-based financial companies that make borrowing and borrowing easier.

In this modern era, there is already lending money services in the field of accounts receivable that can be done easily and safely.

Several fintech offers peer to peer (P2P) funding in. This funding offers Sobat Pintar to be a lender to people who apply for loans in applications belonging to fintech-based companies.

Some of the advantages in funding receivables using fintech lending include:

  • The process of becoming part of the fintech fund is easy and fast
  • Funding that is safe because Sobat Pintar funds protected and guarded by fintech insurance
  • Minimum nominal for lending. Regardless of Sobat Pintar money will be welcome.

Want to start a profitable private funding and can be a capital to gain financial freedom in the future? Let’s begin the process of funding in Kredit Pintar and prove a simple, safe, and convenient process! Visit our website at

21 Jun 2021
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