Setting Personal Finances for Better Future

16 Mar 2018 by Edwin

The most difficult thing when managing personal finances is the temptation to use the money for needs that are not really necessary. As a result, common problems arise such as:

  • The absence of funds when an urgent need arises
  • Don’t have any savings for the future
  • Trapped in debt

To that end, managing personal finances well is the solution. But the question skill lingering “How do I manage my personal finances well?”

There are several ways you can do, among them are:

Create a Budget Priority

By using budget priorities, you can manage your expenses. You need to know which expenditure items are not really needed.

Withdraw Yourself from Sale

The toughest problem in setting the priority of the budget is to refrain from tempting bids of so many goods.

In order to avoid this temptation, you can try by setting a daily spending budget. Thus, your daily expenses will be much more controlled.

Create a Personal Spending History

It is important that you record every expense you make. Thus you can see so much spending that you have done.

By knowing your personal expenses, you will be more careful when going to other personal expenses.

Find a Cheaper Offer

If you need something, finding a similar product at a cheaper price can save you money.

This should you can do easily because it compares the price you can do through the internet media.

Start Your Own Business

By starting your own business, you will have additional income. Or at least you already have a foothold for a much better future.

But starting a business requires 5 major capital:

  • Determination
  • Perseverance and Sense of Abstinence
  • Knowledge of Basic Business
  • Willingness to learn
  • And Capital

Most people are afraid to start a business because they feel they do not have the capital and small finances insights. Though you can have sufficient capital by utilizing loan fintech.

Many fintech can help you get funds to build a business. Fintech is engaged in the grant of these funds generally have advantages such as:

  • Fast and easy loan application
  • Can be submitted online from anywhere
  • Low interest
  • And can apply for a loan without any collateral.

Need a money loan to support your personal finance? Submit a loan for Kredit Pintar and prove a fast and convenient loan application process! Download the app at